If you’re looking for a credit card that offers great rewards, wide acceptance, and the reliability of RuPay, the IndusInd Bank Platinum RuPay Credit Card is a strong contender. With its attractive reward points, lifestyle privileges, and secure transactions, this card is designed for individuals who want value-packed benefits with everyday spending.
Key Benefits of IndusInd Platinum RuPay Credit Card
Reward Points on Every Spend
Earn reward points every time you swipe your card for shopping, dining, or other purchases.Wide Domestic Acceptance
Powered by RuPay, this card is widely accepted across India, including major online merchants and UPI-linked platforms.Fuel Surcharge Waiver
Enjoy 1% fuel surcharge waivers at petrol pumps across India, making it ideal for regular commuters.Safe and Secure Transactions
Comes with contactless technology and EMV chip security to protect your transactions.Exciting Lifestyle and Dining Offers
Avail exclusive offers on dining, entertainment, and shopping through the RuPay network’s partner platforms.UPI Integration
Link your card to UPI apps for seamless digital payments — a unique advantage with RuPay credit cards.
Features at a Glance
| Feature | Details |
|---|---|
| Network | RuPay |
| Annual Fee | NIL, Lifetime Free |
| Rewards | Earn points on all eligible transactions |
| Fuel Surcharge Waiver | Applicable at all fuel stations |
| UPI Linking | Available with most UPI apps |
| Contactless Payments | Yes |
Why Choose a RuPay Credit Card?
- Domestic Payment Network: RuPay is India’s homegrown payment system, designed for quick, secure, and low-cost transactions.
- UPI Compatibility: You can link RuPay credit cards to popular UPI apps like PhonePe, Google Pay, or Paytm for easy payments.
- Exclusive Discounts: RuPay cards often come with special discounts on dining, shopping, and online platforms.
Who Should Apply for This Card?
The IndusInd Platinum RuPay Credit Card is ideal for:
- Individuals seeking an affordable, entry-level credit card with basic benefits.
- Users who prefer UPI-based credit card payments for everyday convenience.
- Shoppers and diners looking for reward points and partner discounts on regular spends.
How to Apply for IndusInd Platinum RuPay Credit Card?
You can apply online via the IndusInd Bank website. Keep the following documents handy:
- PAN card
- Aadhaar card (or any government-approved ID proof)
- Recent passport-sized photograph
- Proof of income (salary slips or ITR for self-employed)
How to Apply via PickMyWork
- Sign up on PickMyWork
- Choose IndusInd credit card in the credit card section on the app
- Apply or refer others
- Earn commission on each approved application
Apply now or start referring on PickMyWork App – Download Link – Android, iPhone
The IndusInd Platinum RuPay Credit Card is a budget-friendly credit card that combines the reliability of RuPay with essential features like rewards, fuel surcharge waivers, and UPI integration. It’s a great choice for those who want to start their credit journey or enjoy simple, everyday benefits without hefty fees.
Frequently Asked Questions (FAQs)
1. How do reward points work on the IndusInd Platinum RuPay Credit Card?
You earn:
- 2 Reward Points per ₹100 on UPI-linked spends
- 1 Reward Point per ₹100 on regular card transactions
Travel insurance coverage worth 2.25L, with lost baggage coverage up to ₹1 lakh, passport loss cover up to ₹50,000 and Delayed baggage/ Lost ticket/ Missed connection up to ₹25,000 each.
2. Can I link this RuPay credit card to UPI apps like PhonePe or Google Pay?
Yes! One of the biggest advantages of RuPay credit cards is UPI integration. You can link this card to supported UPI apps and use it just like a debit card — but with the added benefit of earning rewards.
3. Is this a good starter credit card for beginners or salaried professionals?
Absolutely. The IndusInd Platinum RuPay Credit Card is ideal for first-time credit card users looking for a low-fee, rewards-based card with secure and UPI-friendly features.
4. Does the card offer fuel surcharge waivers?
Yes. You can enjoy a fuel surcharge waiver at fuel stations across India, typically on transactions between ₹400 and ₹4,000, subject to monthly limits.
5. What is the annual fee for the IndusInd Platinum RuPay Credit Card?
The card is Lifetime Free.
