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India’s Top Credit Cards

Embark on a seamless financial journey with India’s top credit cards. Enjoy rewards, exclusive discounts, and robust security for a best spending experience.
Win Amazon gift credit cards

*Offer is not applicable on Paytm & IDFC Secured Cards.

Most Popular Credit Cards in India

Free JoiningLifetime FreeWelcome GiftRecommendedDiningShoppingFuelTravelingAirport LoungeMovie TicketsHigh Rewards

IDFC First bank First Swyp card

Movies, Dinning and Cash Withdrawal
499 Joining Fee
499 Annual Fee
πŸ’ΈπŸ’°πŸ†“
21+ Age
30000+ Monthly Salary
  • A new virtual card will be issued against the existing FIRST SWYP card instantly.
  • When choosing a FIRST digital RuPay credit card linked to FIRST SWYP credit card, card limits are shared
  • Up to INR 200 cashback on first 4 UPI transaction ( Done within 15 days)

HDFC Tata Neu Rupay

5% back as Neu Coins on Tata Neu Spends
β‚Ή1499 Joining Fee
β‚Ή1499 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
25000+ Monthly Salary
  • 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brandsβ€―
  • 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
  • 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card

IDFC First bank LifeTimeFree

Movies, Dinning and Cash Withdrawal
0 Joining Fee
0 Annual Fee
πŸ’ΈπŸ’°πŸ†“
21+ Age
30000+ Monthly Salary
  • No fees! Join for free, lifetime benefits
  • Enjoy 10X rewards, always
  • 48 days interest-free cash withdrawal

AU Bank LIT Credit Card

Grocery, Dining, Travel and Fuel
0 Joining Fee
0 Annual Fee
πŸ’³πŸ’ΈπŸ†“
21+ Age
25000+ Monthly Salary
700+ Cibil Score
  • Joining fee - 0 & Annual Fee - 0
  • Multi-Rewards and Lifestyle benefits.
  • Complementary device insurance.

HDFC Millennia

5% Cashback on Shopping, Movies, Food Ordering
Rs. 1000/- + Taxes Joining Fee
0 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
35000+ Monthly Salary
  • 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
  • 1% cashback on all other spends (except Fuel) including EMI & wallet transactions
  • β‚Ή1000 worth gift vouchers on spends of β‚Ή1,00,000 and above in each calendar quarter

Standard Chartered Super Value Titanium

3 Month EMI conversion with interest rate of just 0.99% p.m. & nil processing fee
β‚Ή750 Joining Fee
β‚Ή750 Annual Fee
πŸ’ΈπŸ’³πŸ†“
35+ Age
50000+ Monthly Salary
750+ Cibil Score
  • 1% cashback on other spends (up to Rs 500 monthly)
  • 5% cashback on fuel, utility bills & phone bills.
  • 0.99% monthly interest on 3-month EMI

Standard Chartered EaseMyTrip

Discount on Flights & Hotels
β‚Ή350 Joining Fee
β‚Ή350 Annual Fee
πŸ’³πŸ’ΈβœˆοΈ
35+ Age
50000+ Monthly Salary
750+ Cibil Score
  • Annual rewards worth Rs.32,000
  • Up to 20% of hotels, max savings
  • 10x reward points on flight and hotel bookings

Standard Chartered Platinum Rewards

'Bonus Points' program and the 360Β° Rewards Program
0 Joining Fee
0 Annual Fee
πŸ’³πŸ’ΈβœˆοΈ
35+ Age
750+ Cibil Score
50000+ Monthly Salary
  • 100% cashback up to Rs. 500 on restaurant spends
  • 5 reward points for every Rs. 150
  • 1 reward point for every Rs. 150 spent on other categories

Paytm Credit Card

Your Mobile is Your Credit Card (* Amazon Gift offer not applicable)
0 Joining Fees
β‚Ή499 Annual Fees
πŸ’³πŸ’ΈπŸ†“
650+ Cibil Score
20000+ Monthly Salary
21+ Age
  • Cashbacks of up to 3% on every transaction.
  • Complimentary Cyber Fraud Insurance cover of β‚Ή1,00,000.
  • First Year Fee waived off on retail spends of INR 30,000 in first 30 days.

Paytm Credit Card

Your Mobile is Your Credit Card (* Amazon Gift offer not applicable)
0 Joining Fees
β‚Ή499 Annual Fees
πŸ’³πŸ’ΈπŸ†“
  • Cashbacks of up to 3% on every transaction.
  • Complimentary Cyber Fraud Insurance cover of β‚Ή1,00,000.
  • First Year Fee waived off on retail spends of INR 30,000 in first 30 days.

IDFC First bank Vistara

Complimentary Ticket Vouchers, Vistara Club Membership
β‚Ή4,999 Joining Fee
β‚Ή4,999 Annual Fee
πŸ’ΈπŸ’°πŸ†“
30000+ Monthly Salary
21+ Age
710+ Cibil Score
  • 1 Complimentary Premium Economy Ticket Voucher & 1 One-Class Upgrade Voucher
  • Direct entry to Club Vistara Silver Membership
  • Up to 6000 Club Vistara points on monthly spends above Rs. 30,000 in the eligible months

IDFC First bank HPCL Rupay

Movies, Dinning and Cash Withdrawal
β‚Ή499 Joining Fee
β‚Ή499 Annual Fee
πŸ’ΈπŸ’°πŸ†“
21+ Age
710+ Cibil Score
30000+ Monthly Salary
  • Annual Fee (2nd year onwards): β‚Ή499 waived off on spends of β‚Ή1,50,000 or more in a year
  • Up to 6.5% savings on HPCL Fuel
  • 5% savings on Grocery, Utility & IDFC FASTag recharges

Axis Bank Indian Oil Rupay

Fuel (20 Reward points on every Rs 100 spent on fuel)
β‚Ή500 Joining Fee
0 Annual Fee
πŸ’³πŸ’ΈπŸ†“
18+ Age
30000+ Monthly Salary
  • You can get up to 4% value back on the fuel transactions
  • For every Rs.100 spent on fuel, you will receive 20 reward points.
  • On spending Rs.50,000 in a year, the annual fee for the next year is waivered.

Axis Bank Atlas

Best Airline-Agnostic Travel Credit Card
0 Joining Fee
β‚Ή5000 Annual Fee
πŸ’³πŸ’ΈπŸ†“
18+ Age
75000+ Monthly Salary
  • 2 EDGE Miles per Rs. 100
  • 5 EDGE Miles per Rs. 100 on travel spend
  • Up to 12 international lounge visits and 18 domestic lounge visits in a year

Axis Bank My Zone

25% cashback on Movies, Unlimited Cash Withdraw
β‚Ή500 Joining Fee
β‚Ή0 Annual Fee
πŸ’³πŸ’ΈπŸ†“
18+ Age
30000+ Monthly Salary
  • Get 25% cashbook on movie tickets
  • Contactless-enabled card
  • Withdraw as much cash as required

Axis Bank Select

Swiggy offers, Airport Lounge access and other rewards
β‚Ή3000 Joining Fee
β‚Ή3000 Annual Fee
πŸ’³πŸ’ΈπŸ†“
50000+ Monthly Salary
18+ Age
  • Discount offers on Swiggy
  • Airport Longue access
  • Rewards on every transaction

Axis Bank Magnus

Fuel, Cash Withdrawal, Foreign Transaction
12500 Joining Fee
β‚Ή12500 Annual Fee
πŸ’³πŸ’ΈπŸ†“
200000+ Monthly Salary
18+ Age
  • Annual fee of Rs 12,500 + Taxes waived off on spend of Rs.25 lakhs in preceding year.
  • Lowered interest rate of 3% on extended credit
  • Reduced mark-up fee of 2% on foreign transactions

Axis Bank Privilege

Access numerous airport lounges and Fuel surcharge waiver
β‚Ή1500 Joining Fee
β‚Ή1500 Annual Fee
πŸ’³πŸ’ΈπŸ†“
18+ Age
50000+ Monthly Salary
  • Access numerous airport lounges
  • Purchase protection plan up to Rs 1 lakh
  • Fuel up and get a waiver on the surcharge

Axis Bank Samsung Signature

10% cashback* on spending in Samsung
β‚Ή500 Joining Fee
0 Annual Fee
πŸ’³πŸ’ΈπŸ†“
30000+ Monthly Salary
18+ Age
  • 4 complimentary domestic lounge visits per year
  • Get 10% cashback* on your spending across Samsung Products and Services
  • Welcome 2,500 EDGE Reward Points

Axis Bank Rewards

Swiggy, Dining and Domestic Lounge
β‚Ή1,000 Joing Fees
0 Annual Fee
πŸ’³πŸ’ΈπŸ†“
30000+ Monthly Salary
18+ Age
  • 30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining
  • 2 complimentary domestic airport lounge access per quarter
  • Enjoy membership bouquets up to Rs. 1000 every card anniversary year.

Axis Bank Vistara Signature

Get up to 4 Free Premium Economy Tickets
β‚Ή3000 Joining Fee
β‚Ή3000 Annual Fee
πŸ’³πŸ’ΈπŸ†“
18+ Age
50000+ Monthly Salary
  • Earn 2 CV points for every 200 Rs. spent which can be redeemed for flight tickets
  • Get complimentary Economy class tickets as a welcome gift
  • Purchase Protection cover up to Rs 1 Lakh

Axis Bank Vistara Infinite

Travel, Fuel and Dining Benefits
β‚Ή10000 Joining Fee
0 Annual Fee
πŸ’³πŸ’ΈπŸ†“
200000+ Monthly Salary
18+ Age
  • Earn 2 CV points for every 200 Rs. spent which can be redeemed for flight tickets
  • Get complimentary Economy class tickets as a welcome gift
  • Purchase Protection cover up to Rs 1 Lakh

Rupicard Merchant Credit Card

Credit Limit upto 90% of FD Amount
0 Joining fee
0 Annual fee
πŸ’° πŸ’°
Working+ occupation
18+ Age
  • Boost your credit score by paying your credit card bills on time.
  • Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.
  • Pay your bills at the end of your interest-free credit period

Rupicard Credit Card

Credit Limit upto 90% of FD Amount
0 Joining fee
0 Annual fee
πŸ’° πŸ’°
18+ Age
  • Boost your credit score by paying your credit card bills on time.
  • Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.
  • Pay your bills at the end of your interest-free credit period

HDFC Diners Privilege

BookMyShow, Swiggy/Zomato, Decathlon, Airport lounge
β‚Ή2500 Joining Fee
0 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
70000+ Monthly Salary
720+ Cibil Score
  • Buy 1 Get 1 free on movie/non-movie weekend tickets via BookMyShow
  • 5X Reward points on swiggy and zomato
  • Complimentary annual memberships of swiggy one and times prime as a welcome benefit

HDFC Diners Black

5 Reward Points for every Rs 150 spent
10,000 Joining fee
10,000 Annual fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
175000+ Monthly Salary
  • Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), and MMT BLACK
  • Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
  • 5 Reward Points for every Rs 150 spent

HDFC Shoppers Stop Black

Earn First Citizen Points & Complimentary SS membership
β‚Ή4500 Joining Fee
β‚Ή4500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
200000+ Monthly Salary
  • Complimentary FC Black membership worth Rs 4500
  • Earn 20 First Citizen Points for every Rs 150 spent on Shoppers Stop Private label brands, capped at 2,000 First Citizen Points per month
  • Earn 15 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands, capped at 2,000 First Citizen Points per month

HDFC Moneyback Plus

Cashpoints on Shopping, Fuel , Swiggy Dineout
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
20000+ Monthly Salary
  • 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
  • 5X CashPoints on EMI spends at merchant locations
  • 2 CashPoints per β‚Ή150 spent on other spends ( Excluding fuel, wallet loads/prepaid card loads & voucher purchases )

HDFC Shoppers Stop Regular

Earn First Citizen Points & Complimentary SS membership
β‚Ή0 Joining Fee
β‚Ή0 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
20000+ Monthly Salary
  • Lifetime free card.
  • Earn 6 first citizen points for every Rs 150 spent on shoppers stop private label brands, capped at 500 First Citizen Points per month
  • Earn 2 First citizen Points for every Rs 150 spent on all other shoppers stop brands & other category spends (except fuel & wallet)

HDFC Business Moneyback

Business-centric benefits from cashback to accelerated reward points at partner stores
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
25000+ Monthly Salary
  • 2 Reward Points for every Rs. 150 spent
  • 8 lounge visits within India annually
  • Corporate Liability Waiver Insurance

HDFC Freedom

Cashpoints on Fuel , Shopping and Entertainment
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
12000+ Monthly Salary
  • 10X CashPoints on your favorite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber
  • 5X CashPoints on EMI spends at merchant locations
  • 1 CashPoint for every Rs.150 on other spends

HDFC Bharat

5% Cashback on Groceries, Fuel, Bills and Recharge
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
12000+ Monthly Salary
  • Enjoy savings with 5% monthly cashback on Fuel expenses.
  • Get a 1% surcharge waiver and save up to Rs. 250 in every billing cycle (minimum transaction of Rs. 400)
  • Enjoy savings with 5% monthly cashback on spends on Groceries

HDFC Regalia

4 Reward Points on every Rs.150 spent
β‚Ή2500 Joining Fee
β‚Ή2500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
100000+ Monthly Salary
  • 12 Complimentary Airport Lounge Access within India and 6 outside India
  • Bonus 10,000 Reward Points on Rs. 5 lakhs spent and an additional 5,000 Reward Points on Rs. 8 lakhs spent in an anniversary year
  • Earn 4 Reward Points on every Rs.150 spent (On all retail* spends)

HDFC Indigo Rewards XL

High rewards on Flight Bookings
β‚Ή1500 Joining Fee
β‚Ή1500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
120000+ Monthly Salary
  • 5% 6E Rewards on IndiGo
  • 3% 6E Rewards on Grocery, Dining & Entertainment
  • 2% 6E Rewards on all other spends*

HDFC Indian Oil

Earn 5% of your spends as Fuel Points at Indian Oil outlets.
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
10000+ Monthly Salary
  • Earn up to 50 liters of free fuel annually
  • Earn 5% of your spends as fuel points at IndianOil outlets
  • Earn 5% of your spends as fuel points on groceries and bill payments

HDFC Indigo Rewards

Flight, Shopping, Dining and Entertainment
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
50000+ Monthly Salary
  • 2.5% 6E rewards on indiGo app
  • 2% 6E rewards on grocery, dining & entertainment
  • 1% 6E Rewards on all other spends*

Axis Bank Flipkart

Flipkart, Myntra and Fuel Surcharge Waiver
β‚Ή500 Joining Fee
β‚Ή500 Annual Fee
πŸ’³πŸ’ΈπŸ†“
30000+ Monthly Salary
18+ Age
  • 5% Unlimited cashback for spends on Flipkart, Myntra platforms
  • 4% Unlimited cashback for spends on preferred merchants (Swiggy, Uber, PVR,)
  • 1% Fuel surcharge waiver up to Rs. 500 per month

IndusInd Bank CC

Rewards and lifestyle credit card
0 Joining Fee
β‚Ή500 Annual Fee
πŸ’ΈπŸ½οΈπŸš‚
21+ Age
30000+ Monthly Salary
720+ Cibil Score
  • 2X Reward Points on Weekends
  • Free Movie Tickets on BookMyShow
  • Attractive rewards and cashback

Yes Bank CC

Shopping, travel, rewards, cashback, lounge access and more.
β‚Ή399 Joining Fee
β‚Ή399 Annual Fee
πŸ’³πŸ†“πŸ’Έ
40000+ Monthly Salary
21+ Age
  • Membership perks: Lounge access, movies
  • Save on fuel with waiver
  • Global acceptance, great rewards

“Empower Your Wallet: Unveiling the Art of Credit Card Selection with Expert Guidance!”

To wisely choose a credit card, turn to financial experts for guidance. Research their insights on reputable platforms to understand the latest market trends and the best available options. By learning from experts, you can make informed decisions that align with your financial goals and preferences.
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