India’s Top Credit Cards
Embark on a seamless financial journey with India’s top credit cards. Enjoy rewards, exclusive discounts, and robust security for a best spending experience.
*Offer is not applicable on Paytm & IDFC Secured Cards.
Most Popular Credit Cards in India
Free JoiningLifetime FreeWelcome GiftRecommendedDiningShoppingFuelTravelingAirport LoungeMovie TicketsHigh Rewards
SBI Simply Save Rupay Card
Dining, Movies and grocery (Spend 2,000 & get 2,000 Reward points in 60 days)
₹499 Joining Fee
₹499 Annual Fee
💵💳🍽️
23+ Age
21000+ Monthly Salary
- Welcome benefit of 2,000 reward points on spending Rs. 2,000 or more within the first 60 days of issuing the credit card
- Fuel Benefits of 1% fuel surcharge waiver on fuel spends between Rs. 500 to Rs. 3,000
- Lifestyle benefits:10 reward points for every Rs. 150 spent on the movies, groceries, as well as dining and store spends
₹1499 Joining Fee
₹1499 Annual Fee
💸🍽️🚂
21+ Age
25000+ Monthly Salary
- 5% back as NeuCoins on Non-EMI Spends on Tata Neu and partner Tata Brands. For list of eligible partner brands
- 1.5% back as NeuCoins on Non-Tata Brand Spends and any Merchant EMI Spends
- 1.5% back as NeuCoins on UPI spends (including spends on partner Tata Brands) - maximum of 500 NeuCoins per calendar month. For more information on UPI spend on RuPay Credit Card
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
0 Joining Fee
0 Annual Fee
💸💰🆓
21+ Age
30000+ Monthly Salary
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
0 Joining fee
0 Annual fee
💰 💰
Working+ occupation
18+ Age
- Boost your credit score by paying your credit card bills on time.
- Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.
- Pay your bills at the end of your interest-free credit period
0 Joining fee
0 Annual fee
💰 💰
18+ Age
- Boost your credit score by paying your credit card bills on time.
- Start with a minimum FD of Rs 5,000 and top-up your FD to increase your credit limit.
- Pay your bills at the end of your interest-free credit period
₹500 Joining Fee
₹0 Annual Fee
💳💸🆓
18+ Age
30000+ Monthly Salary
- Get 25% cashbook on movie tickets
- Contactless-enabled card
- Withdraw as much cash as required
₹399 Joining Fee
₹399 Annual Fee
💳🆓💸
40000+ Monthly Salary
21+ Age
- Membership perks: Lounge access, movies
- Save on fuel with waiver
- Global acceptance, great rewards
0 Joining Fee
0 Annual Fee
💸🍽️🚂
21+ Age
40000+ Monthly Salary
650+ Cibil Score
- 2X Reward Points on Weekends
- Free Movie Tickets on BookMyShow
- Attractive rewards and cashback
0 Joining Fee
0 Annual Fee
💳💸🆓
21+ Age
25000+ Monthly Salary
700+ Cibil Score
- Joining fee - 0 & Annual Fee - 0
- Multi-Rewards and Lifestyle benefits.
- Complementary device insurance.
₹499 Joining Fee
₹499 Annual Fee
💸💰🆓
21+ Age
710+ Cibil Score
30000+ Monthly Salary
- Annual Fee (2nd year onwards): ₹499 waived off on spends of ₹1,50,000 or more in a year
- Up to 6.5% savings on HPCL Fuel
- 5% savings on Grocery, Utility & IDFC FASTag recharges
499 Joining Fee
499 Annual Fee
💸💰🆓
21+ Age
30000+ Monthly Salary
- Up to INR 200 cashback on first 4 UPI transaction (Done within 15 days)
- Get 100 reward points on Minimum UPI spend of INR 5000 per month
₹4,999 Joining Fee
₹4,999 Annual Fee
💸💰🆓
30000+ Monthly Salary
21+ Age
710+ Cibil Score
- 1 Complimentary Premium Economy Ticket Voucher & 1 One-Class Upgrade Voucher
- Direct entry to Club Vistara Silver Membership
- Up to 6000 Club Vistara points on monthly spends above Rs. 30,000 in the eligible months
₹999 Joining fee
₹999 Annual fee
💳💰💸
18+ Age
30000+ Monthly Salary
- Zero liability for lost cards
- Emergency card replacement
- Insurance benefits
Standard Chartered Super Value Titanium
3 Month EMI conversion with interest rate of just 0.99% p.m. & nil processing fee ₹750 Joining Fee
₹750 Annual Fee
💸💳🆓
35+ Age
50000+ Monthly Salary
750+ Cibil Score
- 1% cashback on other spends (up to Rs 500 monthly)
- 5% cashback on fuel, utility bills & phone bills.
- 0.99% monthly interest on 3-month EMI
₹350 Joining Fee
₹350 Annual Fee
💳💸✈️
35+ Age
50000+ Monthly Salary
750+ Cibil Score
- Annual rewards worth Rs.32,000
- Up to 20% of hotels, max savings
- 10x reward points on flight and hotel bookings
0 Joining Fee
0 Annual Fee
💳💸✈️
35+ Age
750+ Cibil Score
50000+ Monthly Salary
- 100% cashback up to Rs. 500 on restaurant spends
- 5 reward points for every Rs. 150
- 1 reward point for every Rs. 150 spent on other categories
Rs. 1000/- + Taxes Joining Fee
0 Annual Fee
💸🍽️🚂
21+ Age
35000+ Monthly Salary
- 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber and Zomato
- 1% cashback on all other spends (except Fuel) including EMI & wallet transactions
- ₹1000 worth gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
₹500 Joining Fee
0 Annual Fee
💳💸🆓
18+ Age
30000+ Monthly Salary
- You can get up to 4% value back on the fuel transactions
- For every Rs.100 spent on fuel, you will receive 20 reward points.
- On spending Rs.50,000 in a year, the annual fee for the next year is waivered.
0 Joining Fee
₹5000 Annual Fee
💳💸🆓
18+ Age
75000+ Monthly Salary
- 2 EDGE Miles per Rs. 100
- 5 EDGE Miles per Rs. 100 on travel spend
- Up to 12 international lounge visits and 18 domestic lounge visits in a year
₹3000 Joining Fee
₹3000 Annual Fee
💳💸🆓
50000+ Monthly Salary
18+ Age
- Discount offers on Swiggy
- Airport Longue access
- Rewards on every transaction
12500 Joining Fee
₹12500 Annual Fee
💳💸🆓
200000+ Monthly Salary
18+ Age
- Annual fee of Rs 12,500 + Taxes waived off on spend of Rs.25 lakhs in preceding year.
- Lowered interest rate of 3% on extended credit
- Reduced mark-up fee of 2% on foreign transactions
₹1500 Joining Fee
₹1500 Annual Fee
💳💸🆓
18+ Age
50000+ Monthly Salary
- Access numerous airport lounges
- Purchase protection plan up to Rs 1 lakh
- Fuel up and get a waiver on the surcharge
₹500 Joining Fee
0 Annual Fee
💳💸🆓
30000+ Monthly Salary
18+ Age
- 4 complimentary domestic lounge visits per year
- Get 10% cashback* on your spending across Samsung Products and Services
- Welcome 2,500 EDGE Reward Points
₹1,000 Joing Fees
0 Annual Fee
💳💸🆓
30000+ Monthly Salary
18+ Age
- 30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining
- 2 complimentary domestic airport lounge access per quarter
- Enjoy membership bouquets up to Rs. 1000 every card anniversary year.
₹3000 Joining Fee
₹3000 Annual Fee
💳💸🆓
18+ Age
50000+ Monthly Salary
- Earn 2 CV points for every 200 Rs. spent which can be redeemed for flight tickets
- Get complimentary Economy class tickets as a welcome gift
- Purchase Protection cover up to Rs 1 Lakh
₹10000 Joining Fee
0 Annual Fee
💳💸🆓
200000+ Monthly Salary
18+ Age
- Earn 2 CV points for every 200 Rs. spent which can be redeemed for flight tickets
- Get complimentary Economy class tickets as a welcome gift
- Purchase Protection cover up to Rs 1 Lakh
₹2500 Joining Fee
0 Annual Fee
💸🍽️🚂
21+ Age
70000+ Monthly Salary
720+ Cibil Score
- Buy 1 Get 1 free on movie/non-movie weekend tickets via BookMyShow
- 5X Reward points on swiggy and zomato
- Complimentary annual memberships of swiggy one and times prime as a welcome benefit
10,000 Joining fee
10,000 Annual fee
💸🍽️🚂
21+ Age
175000+ Monthly Salary
- Complimentary Annual memberships of Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), and MMT BLACK
- Complimentary Ola cabs | cult.fit Live | BookMyShow | TataCliQ vouchers on spends of over Rs. 80,000 every month
- 5 Reward Points for every Rs 150 spent
₹4500 Joining Fee
₹4500 Annual Fee
💸🍽️🚂
21+ Age
200000+ Monthly Salary
- Complimentary FC Black membership worth Rs 4500
- Earn 20 First Citizen Points for every Rs 150 spent on Shoppers Stop Private label brands, capped at 2,000 First Citizen Points per month
- Earn 15 First Citizen Points for every Rs 150 spent on all other Shoppers Stop brands, capped at 2,000 First Citizen Points per month
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
20000+ Monthly Salary
- 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
- 5X CashPoints on EMI spends at merchant locations
- 2 CashPoints per ₹150 spent on other spends ( Excluding fuel, wallet loads/prepaid card loads & voucher purchases )
₹0 Joining Fee
₹0 Annual Fee
💸🍽️🚂
21+ Age
20000+ Monthly Salary
- Lifetime free card.
- Earn 6 first citizen points for every Rs 150 spent on shoppers stop private label brands, capped at 500 First Citizen Points per month
- Earn 2 First citizen Points for every Rs 150 spent on all other shoppers stop brands & other category spends (except fuel & wallet)
HDFC Business Moneyback
Business-centric benefits from cashback to accelerated reward points at partner stores ₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
25000+ Monthly Salary
- 2 Reward Points for every Rs. 150 spent
- 8 lounge visits within India annually
- Corporate Liability Waiver Insurance
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
12000+ Monthly Salary
- 10X CashPoints on your favorite merchants - Big Basket, BookMyshow, OYO, Swiggy & Uber
- 5X CashPoints on EMI spends at merchant locations
- 1 CashPoint for every Rs.150 on other spends
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
12000+ Monthly Salary
- Enjoy savings with 5% monthly cashback on Fuel expenses.
- Get a 1% surcharge waiver and save up to Rs. 250 in every billing cycle (minimum transaction of Rs. 400)
- Enjoy savings with 5% monthly cashback on spends on Groceries
₹2500 Joining Fee
₹2500 Annual Fee
💸🍽️🚂
21+ Age
100000+ Monthly Salary
- 12 Complimentary Airport Lounge Access within India and 6 outside India
- Bonus 10,000 Reward Points on Rs. 5 lakhs spent and an additional 5,000 Reward Points on Rs. 8 lakhs spent in an anniversary year
- Earn 4 Reward Points on every Rs.150 spent (On all retail* spends)
₹1500 Joining Fee
₹1500 Annual Fee
💸🍽️🚂
21+ Age
120000+ Monthly Salary
- 5% 6E Rewards on IndiGo
- 3% 6E Rewards on Grocery, Dining & Entertainment
- 2% 6E Rewards on all other spends*
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
10000+ Monthly Salary
- Earn up to 50 liters of free fuel annually
- Earn 5% of your spends as fuel points at IndianOil outlets
- Earn 5% of your spends as fuel points on groceries and bill payments
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
50000+ Monthly Salary
- 2.5% 6E rewards on indiGo app
- 2% 6E rewards on grocery, dining & entertainment
- 1% 6E Rewards on all other spends*
₹500 Joining Fee
₹500 Annual Fee
💳💸🆓
30000+ Monthly Salary
18+ Age
- 5% Unlimited cashback for spends on Flipkart, Myntra platforms
- 4% Unlimited cashback for spends on preferred merchants (Swiggy, Uber, PVR,)
- 1% Fuel surcharge waiver up to Rs. 500 per month
“Empower Your Wallet: Unveiling the Art of Credit Card Selection with Expert Guidance!”
To wisely choose a credit card, turn to financial experts for guidance. Research their insights on reputable platforms to understand the latest market trends and the best available options. By learning from experts, you can make informed decisions that align with your financial goals and preferences.
