India’s Top Credit Cards
Embark on a seamless financial journey with India’s top credit cards. Enjoy rewards, exclusive discounts, and robust security
Most Popular Credit Cards in India
RuPay Credit CardFree JoiningLifetime FreeWelcome GiftRecommendedPopularDiningShoppingFuelTravelingAirport LoungeMovie TicketsHigh Rewards
₹500 Joining Fee
₹500 Annual Fee
💳💸🆓
30000+ Monthly Salary
18+ Age
- 🛍️ 5% Unlimited Cashback on spends on Flipkart and Myntra platforms
- 🍔 4% Unlimited Cashback on Swiggy, Uber, PVR
- ⛽ 1% Fuel Surcharge Waiver up to Rs. 500 per month
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
12000+ Monthly Salary
- 🚗 Enjoy 5% monthly cashback on fuel expenses
- 💸 Get a 1% surcharge waiver and save up to Rs. 250
- 🛒 Save with 5% monthly cashback on grocery spending
₹0 Joining Fee
₹0 Annual Fee
✈️💸🛍️
- 15 RP per ₹100 on travel, dining & online shopping
- BOGO on District movie tickets 🎬
- Unlimited domestic lounge access 🛫
₹750 Joining Fee
₹750 Annual Fee
🛍️🍔
- 5X rewards on online shopping & dining
- 1 RP per ₹100 on other spends
- Free add-on card
₹1000 Joining Fee
₹1000 Annual Fee
✈️🧇🛍️
- 5X rewards on travel, dining & entertainment
- 2 RP per ₹100 on other spends
- 4 domestic lounge visits yearly
₹500 Joining Fee
₹500 Annual Fee
🛍️
- 5X rewards on departmental & movie spends
- 2 RP per ₹100 on other categories
- Smart EMI option
0 Joining Fees
0 Annual Fees
- Earn 2% cashback on scan-and-pay UPI transactions.
- Earn 0.5% cashback on online purchases.
- With the optional Neon subscription (₹999/year), users can unlock higher cashback rates:
INR 0 Joining Fee
INR 500 Annual Fee
- 🍔 5% Cashback on food delivery & groceries
- 🎁 ₹500 Gift Voucher on card activation
- 📲 Instant virtual card on approval
0 Join Fee
0 Annual Fee
- 💳 Lifetime-free credit card – no joining or annual fees
- 📱 Use for UPI scan & pay, even without a physical card
- 💸 Earn 3% cashback in Rio Coins on eligible UPI spends
0 Joining Fee
0 Annual Fee
- Zero joining & annual fees
- 10% Scapia Coins on all spends
- 20% coins on travel bookings via Scapia app
- 🎯 6X Reward Points on every ₹100 spent (on reaching ₹6L annual spend)
- ✈️ 8 Free Domestic Lounge Visits/Year (2 per quarter)
- 🌍 2 Free International Lounge Visits via Priority Pass
0 Joining Fee
0 Annual Fee
🏆 💳︎
- 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month
- Unlimited Reward points that never expire
0 Joining fee
0 Annual fee
💳💸🆓
- Rewards on Spends 🎁: Earn up to 1% non-expiring Jewels on UPI & debit card transactions.
- Zero Forex Fees 🌍: No markup charges on international transactions.
- No Hidden Costs 💰: Lifetime free with no joining, annual, or ATM withdrawal fees.
₹199 Joining Fee
₹199 Annual Fee
💳💸🆓
- 1% cashback for spends on all other retail spends* (max. Rs. 50/month)
- 1% Fuel Surcharge waiver for trxn b/w 400-5000 (max. Rs. 100/month)
- Complimentary 2 per quarter Domestic Railway Lounge access
HDFC Rupay
You can avail of CashPoints on Groceries, SuperMarket & Dining spends and all PayZapp transactions ₹500 Joining fee
₹500 Annual fee
💸🍽️🚂
21+ Age
25000+ Monthly Salary
- 💸 2% Back as Neu Coins on Non-EMI Spends on Tata Neu and Partner Tata Brands
- 💰 1% Back as Neu Coins on Non-Tata Brand Spends and Any Merchant EMI Spends
- 📲 1% Back as Neu Coins on UPI Spends (Including Partner Tata Brands
₹0 Joining Fee
₹0 Annual Fee
💳💸🆓
21+ Age
25000+ Monthly Salary
700+ Cibil Score
- 10X or 5X Reward Points on all online domestic & international retail transactions
- 1% fuel surcharge waiver on all transactions between INR 400 to INR 5,000
- Your LIT Credit Card brings food delivery, fitness & entertainment right to your door
₹4999 Joining Fee
₹4999 Annual Fee
💳💸🆓
- ⛳ 8 Complimentary Golf Lessons/Games per Annum (Max 2 per Quarter)
- 🎬 16 Complimentary Buy-One-Get-One Movie Tickets per Annum
- 🎁 5,000 RPs on Card Renewal Membership Fee Payment
₹2999 Joining Fee
₹2999 Annual Fee
💳💸🆓
- 🛒 4 RPs/Rs. 100 on Grocery and Departmental Store Spends
- 🏬 2 RPs/Rs. 100 on All Other Merchant Categories
- 💡 1 RP/Rs. 100 on Utility & Insurance Category Spends (Max 100 RPs per transaction, 1 RP = ₹0.25)
₹499 Joining Fee
₹499 Annual Fee
💳💸🆓
- 🛍️ 2 RPs/Rs. 100 on All Retail Online Spends (1 RP = ₹0.25)
- 💡 1 RP/Rs. 100 on Utility & Insurance Category Spends (Max 100 RPs per transaction)
- 💸 1.5% Cashback on All POS Retail Spends at Merchant Outlets (Max ₹100/month); For POS spends >₹6,667, earn 1 RP/Rs. 100
₹ 199 Joining Fee
₹ 199 Annual Fee
💳💰
- Up to 5% savings on your fuel expenses
- 2.5% savings as Rewards on Grocery & Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
₹ 499 Joining Fee
₹ 499 Annual Fee
💵 💰
- Up to 6.5% savings on your fuel expenses
- 5% savings as Rewards on Grocery & Utility expenses
- 5% savings as Rewards on IDFC FIRST FASTag recharge
₹2,999 + GST Joining Fee
₹2,999 + GST Annual Fee
- 1% Forex Markup on foreign currency transactions
- 4 domestic lounge/spa visits per quarter and 2 international lounge visits per quarter
- Free Trip Cancellation Cover worth ₹25,000 on hotel & flight bookings in a year
₹5,999 + GST Joining Fee
₹5,999 + GST Annual Fee
- 0 Forex Mark-up on foreign currency transactions
- 4 domestic lounge/spa visits including 1 guest visit to lounges per quarter, 4 international lounge visits per quarter
- Free Trip Cancellation Cover worth ₹50,000 on hotel & flight bookings in a year
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
₹ 0 Joining fee
₹ 0 Annual fee
💸🍽️🚂
- Maximise your Rewards with flexible reward plans to choose from
- Comprehensive insurance benefits, 24X7 Concierge service
- Get waiver* on fuel surcharge on fuel transactions
₹1000 Joing Fees
₹1000 Annual Fee
💳💸🆓
30000+ Monthly Salary
18+ Age
- 💳 Premium Perks at ZERO Cost!
- 🏆 Welcome Benefit: Get 5,000 EDGE Reward Points(Value ₹1,000) on spending ₹1,000 or more within first 30 days of card issuance
- 🏆 Milestone Reward: 1,500 EDGE Reward Points on net purchases of ₹30,000 per statement cycle.
0 Joining Fee
0 Annual Fee
💳💸🆓
18+ Age
50000+ Monthly Salary
- Earn 2 reward points for every 100 Rs spent
- 1% fuel surcharge waiver on fuel purchases at fuel stations across India
- Complimentary lost card liability insurance covers up to credit limit
₹500 Joining Fee
₹500 Annual Fee
💳💸🆓
18+ Age
30000+ Monthly Salary
- 💸 Get Up to 4% Value Back on fuel transactions
- 🏆 Earn 20 Reward Points for every Rs. 100 spent on fuel
- 🎉 Annual Fee Waiver on spending Rs. 50,000 in a year
₹3000 Joining Fee
₹3000 Annual Fee
💳💸🆓
50000+ Monthly Salary
18+ Age
- 🍽️ Exclusive Discount Offers on Swiggy
- ✈️ Access to Airport Lounges
- 🌟 Rewards on Every Transaction
₹12500 Joining Fee
₹12500 Annual Fee
💳💸🆓
200000+ Monthly Salary
18+ Age
- 🏷️ Annual Fee of Rs 12,500 + Taxes waived off
- 📉 Lowered Interest Rate of 3%
- 🌍 Reduced Mark-Up Fee of 2% on foreign transactions
₹1500 Joining Fee
₹1500 Annual Fee
💳💸🆓
18+ Age
50000+ Monthly Salary
- 🛋️ Access Airport Lounges for a luxurious travel experience
- 🛡️ Purchase Protection Plan up to Rs 1 lakh
- ⛽ Fuel Surcharge Waiver
₹4500 Joining Fee
₹4500 Annual Fee
💸🍽️🚂
21+ Age
200000+ Monthly Salary
- 🎁 Complimentary FC Black Membership worth Rs 4500
- 🛍️ Earn 20 First Citizen Points for every Rs. 150 spenton Shoppers Stop
- 🛒 Earn 15 First Citizen Points for every Rs. 150 spent on all other Shoppers Stop brands
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
20000+ Monthly Salary
- 💸 Earn 2 CashPoints per ₹150 spent on other purchases
- 🎁 Receive a ₹500 gift voucher on spends of ₹50,000 per calendar quarter
- 🛍️ Earn 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
₹0 Joining Fee
₹0 Annual Fee
💸🍽️🚂
21+ Age
20000+ Monthly Salary
- 🛍️ Earn 6 First Citizen Points for every Rs. 150 spent on Shoppers Stop brands
- 🛒 Earn 2 First Citizen Points for every Rs. 150 spent on non-Shoppers Stop brands
- 🎁 Complimentary Shoppers Stop membership
HDFC Business Moneyback
Business-centric benefits from cashback to accelerated reward points at partner stores ₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
25000+ Monthly Salary
- 💳 Earn 2 Reward Points for every Rs. 150 spent
- 🏢 Enjoy 8 lounge visits within India annually
- 🔒 Corporate Liability Waiver Insurance for peace of mind
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
12000+ Monthly Salary
- 🎁 10X CashPoints on: Big Basket, BookMyShow, OYO, Swiggy & Uber
- 🛒 5X CashPoints on EMI spends at merchant locations
- 💳 1 CashPoint for every Rs. 150 spent on other purchases
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
10000+ Monthly Salary
- ⛽ Earn up to 50 litres of free fuel annually
- 🚗 Earn 5% of your spending as fuel points at IndianOil outlets
- 💸 Earn 5% of your spending as fuel points on groceries and bill payments
₹1,000 Joining Fee
₹1,000 Annual Fee
💸🍽️🚂
21+ Age
35000+ Monthly Salary
- 🛍️ Enjoy 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato
- 💳 Get 1% cashback on all other spends (except fuel), including EMI & wallet transactions
- 🎁 Receive ₹1000 worth of gift vouchers on spends of ₹1,00,000 and above in each calendar quarter
2500 Joining Fee
2500 Annual Fee
💸🍽️🚂
21+ Age
100000+ Monthly Salary
- ✈️ Enjoy 12 complimentary airport lounge accesses within India and 6 outside India
- 🎁 Earn a bonus of 10,000 Reward Points on Rs. 5 lakhs spent
- 💳 An additional 5,000 Reward Points on Rs. 8 lakhs spent in an anniversary year
₹500 Joining Fee
₹500 Annual Fee
💸🍽️🚂
21+ Age
50000+ Monthly Salary
- ✈️ Earn 2.5% 6E Rewards on the IndiGo app
- 🍽️ Get 2% 6E Rewards on Grocery, Dining & Entertainment
- 💳 Enjoy 1% 6E Rewards on all other spends*
₹2500 Joining Fee
₹2500 Annual Fee
💸🍽️🚂
21+ Age
120000+ Monthly Salary
- ✈️ Earn 5% 6E Rewards on IndiGo flights!
- 🍽 Get 3% 6E Rewards on Grocery, Dining & Entertainment!
- 💳 Enjoy 2% 6E Rewards on all other spends!*
₹1,000 Joining Fee
₹1,000 Annual Fee
💸🍽️🚂
21+ Age
70000+ Monthly Salary
720+ Cibil Score
- 🎬 Buy 1 Get 1 Free on weekend tickets via BookMyShow!
- 🍽️ 5X Reward Points on Swiggy and Zomato!
- 🎁 Complimentary annual memberships of Swiggy One and Times Prime as a welcome benefit!
₹10,000 Joining fee
₹10,000 Annual fee
💸🍽️🚂
21+ Age
175000+ Monthly Salary
- 🎁 Annual Memberships: Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), and MMT BLACK
- 🚖 Complimentary Vouchers: Ola Cabs, cult.fit Live, BookMyShow, and TataCliQ spend over Rs. 80k/month
- 🏆 5 Reward Points for every Rs. 150 spent
0 Joining Fee
0 Annual Fee
💳💸🆓
200000+ Monthly Salary
18+ Age
- Redeem rewards point on every transaction
- Enjoy 8 complimentary domestic lounge visit per calendar year
- 1% fuel surcharge waiver on fuel purchases at fuel stations across India.
0 Joining Fee
0 Annual Fee
💸💰🆓
21+ Age
710+ Cibil Score
30000+ Monthly Salary
- 3X Reward Points on Spends till ₹20,000 in a statement cycle
- 10X Reward Points on crossing spends of ₹20,000 in a statement cycle & on your birthday
- Unlimited & never expiring Reward Points
0 Joining Fee
0 Annual Fee
💸💰🆓
30000+ Monthly Salary
21+ Age
710+ Cibil Score
- Best in class Forex mark-up of only 1.5%
- Comprehensive Travel Insurance and Air Accident cover
- Access to International and Domestic Airport lounges and spas
₹500 Joining fee
₹500 Annual fee
💸🍽️🚂
18+ Age
15000+ Monthly Salary
- INR 1000 joining voucher
- 10% cashback on Swiggy on Food Orders, Instamart, Dineout & Genie.
- 5% Cashback on Amazon, Flipkart, Myntra, Ajio, Ola, Uber, Nykaa, BookMyShow and several other platforms.
₹3000 Joining fee
₹3000 Annual fee
💸🍽️🚂
21+ Age
25000+ Monthly Salary
- 1 Free Night Award at participating Marriott Bonvoy
- 8 points at hotels participating in Marriott Bonvoy
- 4 points on travel, dining, and entertainment,2 points on all other purchases
₹0 Joining Fee
₹0 Annual Fee
💸💰🆓
21+ Age
30000+ Monthly Salary
- 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to ₹20,000 per month
- Unlimited Reward points that never expire
₹499 Joining Fee
₹499 Annual Fee
💸💰🆓
21+ Age
30000+ Monthly Salary
- 2000 Reward Points worth रु500 on spending रु5,000
- 1000 Reward Points on your First EMI conversion
- Travel discount coupon of ₹2100 as a welcome gift
INR 500 Joining Fee
INR 500 Annual Fee
- Upto 55 days interest-free credit
- 2 CashPoints/₹150 on general spends
- 6 CashPoints/₹150 on business digital spends, bill & tax payments, travel & productivity tools
RBL Bank World Safari
The card offers travel benefits around activation, reward points, lounge access, and travel insurance. You can consider getting this card, if you frequently go on international trips, and use your credit card majorly for travel expenses. INR 0 Joining Fees
INR 3000 Annual Fees
- 0% Forex Markup – Swipe abroad without the usual 3.5%+GST fee.
- ₹3,000 MakeMyTrip Voucher – Just transact in 30 days & pay your fee in the first cycle.
- Reward Points – 2 pts/₹100 (domestic), 5 pts/₹100 (travel).
RBL Bank IndianOil
It offers a value-back of up to 6% on IOCL fuel spends in the form of Fuel Points and fuel surcharge waiver INR 0 Joining Fees
INR 500 Annual Fees
- Fuel Points – 10 pts/₹100 at IOCL pumps; 1 pt/₹100 on all other spends.
- Easy Redemption1 Fuel Pt = ₹0.50 at IOCL3 Fuel Pts → 5 XRP (1 XRP = ₹0.30)1 Fuel Pt = ₹0.10 on RBL Rewards portal
- Welcome Bonus – Spend ₹500 within 30 days to snag 1,000 Fuel Pts.
RBL Bank IOCL Xtra
designed to offer exceptional rewards for frequent fuel buyers. With up to 250 litres of free petrol annually and an accelerated rewards system, this card turns everyday fuel and non-fuel spending into valuable savings. INR 0 Joining Fees
INR 1500 Annual Fees
- 3,000 welcome points on ₹500 spend in 30 days
- 15 pts/₹100 at IOCL (up to 2,000 pts/mo); 2 pts/₹100 elsewhere
- Redemption: 1 pt = ₹0.50 at IOCL
RBL Bank IRCTC
With this card, users can earn a 2.5% value back (five points per Rs. 200) on train bookings and a 1% value back (two points per Rs. 200) on flights, hotels, and cruises via IRCTC. INR 0 Joining Fees
INR 500 Annual Fees
- Welcome Offer: Reward on ₹500 spend within 30 days
- Annual Fee: ₹500
- Up to ₹20K Rewards: Earn 40× fee via travel, dining & shopping
“Empower Your Wallet: Unveiling the Art of Credit Card Selection with Expert Guidance!”
To wisely choose a credit card, turn to financial experts for guidance. Research their insights on reputable platforms to understand the latest market trends and the best available options. By learning from experts, you can make informed decisions that align with your financial goals and preferences.
Why Choose our Credit Cards?
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Take advantage of special offers and promotions available only through our platform, including bonus points, waived annual fees, and more.
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- Browse Cards: Explore our extensive catalog of cards from all major banks.
- Compare Features: Use our filter tool to see credit cards with best features, fees, and benefits.
- Apply Online: Fill out a simple application form directly on our website. We’ll guide you through every step of the process.
- Get Approved: Receive your credit card and start enjoying its benefits.