India’s Top Credit Cards
Embark on a seamless financial journey with India’s top credit cards. Enjoy rewards, exclusive discounts, and robust security
Most Popular Credit Cards in India
RuPay Credit CardFree JoiningLifetime FreeWelcome GiftRecommendedPopularDiningShoppingFuelTravelingAirport LoungeMovie TicketsHigh Rewards
0 Joining Fee
0 Annual Fee
- Zero joining & annual fees
- 10% Scapia Coins on all spends
- 20% coins on travel bookings via Scapia app
0 Joining Fee
0 Annual Fee
π π³οΈ
- 10X Reward Points on incremental spends above βΉ20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to βΉ20,000 per month
- Unlimited Reward points that never expire
βΉ500 Joining Fee
βΉ500 Annual Fee
π³πΈπ
30000+ Monthly Salary
18+ Age
- ποΈ 5% Unlimited Cashback on spends on Flipkart and Myntra platforms
- π 4% Unlimited Cashback on Swiggy, Uber, PVR
- β½ 1% Fuel Surcharge Waiver up to Rs. 500 per month
0 Joining Fee
0 Annual Fee
π³πΈπ
18+ Age
50000+ Monthly Salary
- Earn 2 reward points for every 100 Rs spent
- 1% fuel surcharge waiver on fuel purchases at fuel stations across India
- Complimentary lost card liability insurance covers up to credit limit
0 Joining Fee
0 Annual Fee
π³πΈπ
200000+ Monthly Salary
18+ Age
- Redeem rewards point on every transaction
- Enjoy 8 complimentary domestic lounge visit per calendar year
- 1% fuel surcharge waiver on fuel purchases at fuel stations across India.
βΉ0 Joining Fee
βΉ0 Annual Fee
βοΈπΈποΈ
- 15 RP per βΉ100 on travel, dining & online shopping
- BOGO on District movie tickets π¬
- Unlimited domestic lounge access π«
βΉ750 Joining Fee
βΉ750 Annual Fee
ποΈπ
- 5X rewards on online shopping & dining
- 1 RP per βΉ100 on other spends
- Free add-on card
βΉ1000 Joining Fee
βΉ1000 Annual Fee
βοΈπ§ποΈ
- 5X rewards on travel, dining & entertainment
- 2 RP per βΉ100 on other spends
- 4 domestic lounge visits yearly
βΉ0 Joining Fee
βΉ0 Annual Fee
ποΈ
- 5X rewards on departmental & movie spends
- 2 RP per βΉ100 on other categories
- Smart EMI option
0 Joining fee
0 Annual fee
π³πΈπ
- Rewards on Spends π: Earn up to 1% non-expiring Jewels on UPI & debit card transactions.
- Zero Forex Fees π: No markup charges on international transactions.
- No Hidden Costs π°: Lifetime free with no joining, annual, or ATM withdrawal fees.
0 Joining Fees
0 Annual Fees
- Earn 2% cashback on scan-and-pay UPI transactions.
- Earn 0.5% cashback on online purchases.
- With the optional Neon subscription (βΉ999/year), users can unlock higher cashback rates:
βΉ4500 Joining Fee
βΉ4500 Annual Fee
πΈπ½οΈπ
21+ Age
200000+ Monthly Salary
- π Complimentary FC Black Membership worth Rs 4500
- ποΈ Earn 20 First Citizen Points for every Rs. 150 spenton Shoppers Stop
- π Earn 15 First Citizen Points for every Rs. 150 spent on all other Shoppers Stop brands
βΉ500 Joining Fee
βΉ500 Annual Fee
πΈπ½οΈπ
21+ Age
20000+ Monthly Salary
- πΈ Earn 2 CashPoints per βΉ150 spent on other purchases
- π Receive a βΉ500 gift voucher on spends of βΉ50,000 per calendar quarter
- ποΈ Earn 10X CashPoints on Amazon, BigBasket, Flipkart, Reliance Smart SuperStore & Swiggy
βΉ0 Joining Fee
βΉ0 Annual Fee
πΈπ½οΈπ
21+ Age
20000+ Monthly Salary
- ποΈ Earn 6 First Citizen Points for every Rs. 150 spent on Shoppers Stop brands
- π Earn 2 First Citizen Points for every Rs. 150 spent on non-Shoppers Stop brands
- π Complimentary Shoppers Stop membership
HDFC Business Moneyback
Business-centric benefits from cashback to accelerated reward points at partner stores βΉ500 Joining Fee
βΉ500 Annual Fee
πΈπ½οΈπ
21+ Age
25000+ Monthly Salary
- π³ Earn 2 Reward Points for every Rs. 150 spent
- π’ Enjoy 8 lounge visits within India annually
- π Corporate Liability Waiver Insurance for peace of mind
βΉ500 Joining Fee
βΉ500 Annual Fee
πΈπ½οΈπ
21+ Age
12000+ Monthly Salary
- π 10X CashPoints on: Big Basket, BookMyShow, OYO, Swiggy & Uber
- π 5X CashPoints on EMI spends at merchant locations
- π³ 1 CashPoint for every Rs. 150 spent on other purchases
βΉ500 Joining Fee
βΉ500 Annual Fee
πΈπ½οΈπ
21+ Age
10000+ Monthly Salary
- β½ Earn up to 50 litres of free fuel annually
- π Earn 5% of your spending as fuel points at IndianOil outlets
- πΈ Earn 5% of your spending as fuel points on groceries and bill payments
βΉ500 Joining Fee
βΉ500 Annual Fee
πΈπ½οΈπ
21+ Age
12000+ Monthly Salary
- π Enjoy 5% monthly cashback on fuel expenses
- πΈ Get a 1% surcharge waiver and save up to Rs. 250
- π Save with 5% monthly cashback on grocery spending
βΉ1,000 Joining Fee
βΉ1,000 Annual Fee
πΈπ½οΈπ
21+ Age
35000+ Monthly Salary
- ποΈ Enjoy 5% Cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato
- π³ Get 1% cashback on all other spends (except fuel), including EMI & wallet transactions
- π Receive βΉ1000 worth of gift vouchers on spends of βΉ1,00,000 and above in each calendar quarter
2500 Joining Fee
2500 Annual Fee
πΈπ½οΈπ
21+ Age
100000+ Monthly Salary
- βοΈ Enjoy 12 complimentary airport lounge accesses within India and 6 outside India
- π Earn a bonus of 10,000 Reward Points on Rs. 5 lakhs spent
- π³ An additional 5,000 Reward Points on Rs. 8 lakhs spent in an anniversary year
βΉ500 Joining Fee
βΉ500 Annual Fee
πΈπ½οΈπ
21+ Age
50000+ Monthly Salary
- βοΈ Earn 2.5% 6E Rewards on the IndiGo app
- π½οΈ Get 2% 6E Rewards on Grocery, Dining & Entertainment
- π³ Enjoy 1% 6E Rewards on all other spends*
βΉ2500 Joining Fee
βΉ2500 Annual Fee
πΈπ½οΈπ
21+ Age
120000+ Monthly Salary
- βοΈ Earn 5% 6E Rewards on IndiGo flights!
- π½ Get 3% 6E Rewards on Grocery, Dining & Entertainment!
- π³ Enjoy 2% 6E Rewards on all other spends!*
βΉ1,000 Joining Fee
βΉ1,000 Annual Fee
πΈπ½οΈπ
21+ Age
70000+ Monthly Salary
720+ Cibil Score
- π¬ Buy 1 Get 1 Free on weekend tickets via BookMyShow!
- π½οΈ 5X Reward Points on Swiggy and Zomato!
- π Complimentary annual memberships of Swiggy One and Times Prime as a welcome benefit!
βΉ10,000 Joining fee
βΉ10,000 Annual fee
πΈπ½οΈπ
21+ Age
175000+ Monthly Salary
- π Annual Memberships: Club Marriott, Forbes, Amazon Prime, Swiggy One (3 months), and MMT BLACK
- π Complimentary Vouchers: Ola Cabs, cult.fit Live, BookMyShow, and TataCliQ spend over Rs. 80k/month
- π 5 Reward Points for every Rs. 150 spent
INR 0 Joining Fee
INR 500 Annual Fee
- π 5% Cashback on food delivery & groceries
- π βΉ500 Gift Voucher on card activation
- π² Instant virtual card on approval
INR 500 Joining Fee
INR 500 Annual Fee
- Upto 55 days interest-free credit
- 2 CashPoints/βΉ150 on general spends
- 6 CashPoints/βΉ150 on business digital spends, bill & tax payments, travel & productivity tools
βΉ500 Joining fee
βΉ500 Annual fee
πΈπ½οΈπ
18+ Age
15000+ Monthly Salary
- INR 1000 joining voucher
- 10% cashback on Swiggy on Food Orders, Instamart, Dineout & Genie.
- 5% Cashback on Amazon, Flipkart, Myntra, Ajio, Ola, Uber, Nykaa, BookMyShow and several other platforms.
βΉ3000 Joining fee
βΉ3000 Annual fee
πΈπ½οΈπ
21+ Age
25000+ Monthly Salary
- 1 Free Night Award at participating Marriott Bonvoy
- 8 points at hotels participating in Marriott Bonvoy
- 4 points on travel, dining, and entertainment,2 points on all other purchases
HDFC Rupay
You can avail of CashPoints on Groceries, SuperMarket & Dining spends and all PayZapp transactions βΉ500 Joining fee
βΉ500 Annual fee
πΈπ½οΈπ
21+ Age
25000+ Monthly Salary
- πΈ 2% Back as Neu Coins on Non-EMI Spends on Tata Neu and Partner Tata Brands
- π° 1% Back as Neu Coins on Non-Tata Brand Spends and Any Merchant EMI Spends
- π² 1% Back as Neu Coins on UPI Spends (Including Partner Tata Brands
βΉ199 Joining Fee
βΉ199 Annual Fee
π³πΈπ
- 2% cashback on groceries, departmental stores & utility payments (max βΉ50 per statement cycle)
- 1% cashback on all other retail spends (max βΉ50 per statement cycle)
- βΉ50 milestone benefit on βΉ10,000 monthly retail spends
βΉ0 Joining Fee
βΉ0 Annual Fee
π³πΈπ
21+ Age
25000+ Monthly Salary
700+ Cibil Score
- 10X / 5X Reward Points on online domestic & international retail transactions β Available only if the reward feature pack is activated (not automatic).
- 1% fuel surcharge waiver on βΉ400ββΉ5,000 transactions β Available if the fuel waiver benefit is activated (capped per billing cycle).
- Food delivery, fitness & entertainment benefits β Not included by default; available through optional paid feature packs.
βΉ4999 Joining Fee
βΉ4999 Annual Fee
π³πΈπ
- 8 complimentary golf lessons/games per annum (maximum 2 per quarter).
- 16 complimentary Buy-One-Get-One movie tickets per annum.
- 5,000 Reward Points on card renewal membership fee payment.
βΉ2999 Joining Fee
βΉ2999 Annual Fee
π³πΈπ
- π 4 Reward Points per βΉ100 on Grocery & Departmental Store spends β 4 RPs/βΉ100.
- π¬ 2 Reward Points per βΉ100 on All Other Merchant Categories β 2 RPs/βΉ100.
- π‘ 1 Reward Point per βΉ100 on Utility & Insurance Category spends β 1 RP/βΉ100 (reward points on these spends are capped per transaction).
βΉ499 Joining Fee
βΉ499 Annual Fee
π³πΈπ
- Higher credit limit starting from βΉ50,000 up to βΉ1,50,000 (based on income & credit profile).
- Suitable for mid-income customers looking for higher spending power.
- Cashback / reward benefits on eligible spends (as per bank T&C).
βΉ 0 Joining fee
βΉ 0 Annual fee
πΈπ½οΈπ
- Maximise your Rewards with flexible reward plans to choose from
- Comprehensive insurance benefits, 24X7 Concierge service
- Get waiver* on fuel surcharge on fuel transactions
βΉ0 Joining Fee
βΉ0 Annual Fee
π³ππΈ
40000+ Monthly Salary
21+ Age
- Rewards everywhere, always Tap, swipe, and scan on this Rupay credit card & earn POPcoins (1 POPcoin=upto βΉ1)
- Avail UPI through Rupay Credit Card
- βΉ 5000 worth of joining benefits
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
- No fees! Join for free, lifetime benefits
- Enjoy 10X rewards, always
- 48 days interest-free cash withdrawal
βΉ 199 Joining Fee
βΉ 199 Annual Fee
π³π°
- Up to 5% savings on your fuel expenses
- 2.5% savings as Rewards on Grocery & Utility expenses
- 2.5% savings as Rewards on IDFC FIRST FASTag recharge
βΉ 499 Joining Fee
βΉ 499 Annual Fee
π΅ π°
- Up to 6.5% savings on your fuel expenses
- 5% savings as Rewards on Grocery & Utility expenses
- 5% savings as Rewards on IDFC FIRST FASTag recharge
βΉ2,999 + GST Joining Fee
βΉ2,999 + GST Annual Fee
- 1% Forex Markup on foreign currency transactions
- 4 domestic lounge/spa visits per quarter and 2 international lounge visits per quarter
- Free Trip Cancellation Cover worth βΉ25,000 on hotel & flight bookings in a year
βΉ5,999 + GST Joining Fee
βΉ5,999 + GST Annual Fee
- 0 Forex Mark-up on foreign currency transactions
- 4 domestic lounge/spa visits including 1 guest visit to lounges per quarter, 4 international lounge visits per quarter
- Free Trip Cancellation Cover worth βΉ50,000 on hotel & flight bookings in a year
RBL Bank World Safari
The card offers travel benefits around activation, reward points, lounge access, and travel insurance. You can consider getting this card, if you frequently go on international trips, and use your credit card majorly for travel expenses. INR 0 Joining Fees
INR 3000 Annual Fees
- 0% Forex Markup β Swipe abroad without the usual 3.5%+GST fee.
- βΉ3,000 MakeMyTrip Voucher β Just transact in 30 days & pay your fee in the first cycle.
- Reward Points β 2 pts/βΉ100 (domestic), 5 pts/βΉ100 (travel).
RBL Bank IndianOil
It offers a value-back of up to 6% on IOCL fuel spends in the form of Fuel Points and fuel surcharge waiver INR 0 Joining Fees
INR 500 Annual Fees
- Fuel Points β 10 pts/βΉ100 at IOCL pumps; 1 pt/βΉ100 on all other spends.
- Easy Redemption1 Fuel Pt = βΉ0.50 at IOCL3 Fuel Pts β 5 XRP (1 XRP = βΉ0.30)1 Fuel Pt = βΉ0.10 on RBL Rewards portal
- Welcome Bonus β Spend βΉ500 within 30 days to snag 1,000 Fuel Pts.
RBL Bank IOCL Xtra
designed to offer exceptional rewards for frequent fuel buyers. With up to 250 litres of free petrol annually and an accelerated rewards system, this card turns everyday fuel and non-fuel spending into valuable savings. INR 0 Joining Fees
INR 1500 Annual Fees
- 3,000 welcome points on βΉ500 spend in 30 days
- 15 pts/βΉ100 at IOCL (up to 2,000 pts/mo); 2 pts/βΉ100 elsewhere
- Redemption: 1 pt = βΉ0.50 at IOCL
RBL Bank IRCTC
With this card, users can earn a 2.5% value back (five points per Rs. 200) on train bookings and a 1% value back (two points per Rs. 200) on flights, hotels, and cruises via IRCTC. INR 0 Joining Fees
INR 500 Annual Fees
- Welcome Offer: Reward on βΉ500 spend within 30 days
- Annual Fee: βΉ500
- Up to βΉ20K Rewards: Earn 40Γ fee via travel, dining & shopping
- π― 6X Reward Points on every βΉ100 spent (on reaching βΉ6L annual spend)
- βοΈ 8 Free Domestic Lounge Visits/Year (2 per quarter)
- π 2 Free International Lounge Visits via Priority Pass
βΉ1000 Joing Fees
βΉ1000 Annual Fee
π³πΈπ
30000+ Monthly Salary
18+ Age
- π³ Premium Perks at ZERO Cost!
- π Welcome Benefit: Get 5,000 EDGE Reward Points(Value βΉ1,000) on spending βΉ1,000 or more within first 30 days of card issuance
- π Milestone Reward: 1,500 EDGE Reward Points on net purchases of βΉ30,000 per statement cycle.
βΉ500 Joining Fee
βΉ500 Annual Fee
π³πΈπ
18+ Age
30000+ Monthly Salary
- πΈ Get Up to 4% Value Back on fuel transactions
- π Earn 20 Reward Points for every Rs. 100 spent on fuel
- π Annual Fee Waiver on spending Rs. 50,000 in a year
βΉ3000 Joining Fee
βΉ3000 Annual Fee
π³πΈπ
50000+ Monthly Salary
18+ Age
- π½οΈ Exclusive Discount Offers on Swiggy
- βοΈ Access to Airport Lounges
- π Rewards on Every Transaction
βΉ12500 Joining Fee
βΉ12500 Annual Fee
π³πΈπ
200000+ Monthly Salary
18+ Age
- π·οΈ Annual Fee of Rs 12,500 + Taxes waived off
- π Lowered Interest Rate of 3%
- π Reduced Mark-Up Fee of 2% on foreign transactions
βΉ1500 Joining Fee
βΉ1500 Annual Fee
π³πΈπ
18+ Age
50000+ Monthly Salary
- ποΈ Access Airport Lounges for a luxurious travel experience
- π‘οΈ Purchase Protection Plan up to Rs 1 lakh
- β½ Fuel Surcharge Waiver
0 Joining Fee
0 Annual Fee
πΈπ°π
21+ Age
710+ Cibil Score
30000+ Monthly Salary
- 3X Reward Points on Spends till βΉ20,000 in a statement cycle
- 10X Reward Points on crossing spends of βΉ20,000 in a statement cycle & on your birthday
- Unlimited & never expiring Reward Points
0 Joining Fee
0 Annual Fee
πΈπ°π
30000+ Monthly Salary
21+ Age
710+ Cibil Score
- Best in class Forex mark-up of only 1.5%
- Comprehensive Travel Insurance and Air Accident cover
- Access to International and Domestic Airport lounges and spas
βΉ0 Joining Fee
βΉ0 Annual Fee
πΈπ°π
21+ Age
30000+ Monthly Salary
- 10X Reward Points on incremental spends above βΉ20,000 per month and spends done on your birthday
- 3X Reward Points on applicable online & offline purchases for spends up to βΉ20,000 per month
- Unlimited Reward points that never expire
βΉ499 Joining Fee
βΉ499 Annual Fee
πΈπ°π
21+ Age
30000+ Monthly Salary
- 2000 Reward Points worth ΰ€°ΰ₯500 on spending ΰ€°ΰ₯5,000
- 1000 Reward Points on your First EMI conversion
- Travel discount coupon of βΉ2100 as a welcome gift
“Empower Your Wallet: Unveiling the Art of Credit Card Selection with Expert Guidance!”
To wisely choose a credit card, turn to financial experts for guidance. Research their insights on reputable platforms to understand the latest market trends and the best available options. By learning from experts, you can make informed decisions that align with your financial goals and preferences.
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Comprehensive Selection
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- Browse Cards: Explore our extensive catalog of cards from all major banks.
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- Apply Online: Fill out a simple application form directly on our website. We’ll guide you through every step of the process.
- Get Approved: Receive your credit card and start enjoying its benefits.