Managing your daily expenses smartly can help you save more than you think — and that’s exactly what the RBL Bank ShopRite Credit Card is designed to do. Whether you’re a student, gig worker, homemaker, or salaried employee, this card helps you earn rewards and get surcharge waivers on essentials like groceries, fuel, and more.
If you’re looking for a credit card that’s light on the pocket and big on utility, the RBL ShopRite Card is worth a close look.
RBL ShopRite Credit Card: At a Glance
| Card Detail | Value |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee | ₹500 (Waived on spending ₹1.5 lakh in the previous year) |
| Welcome Bonus | 2,000 reward points on your first eligible retail spend within 30 days and payment of joining fee |
| Grocery Reward Rate | 20 reward points per ₹100 spent |
| Other Spend Reward Rate | 1 reward point per ₹100 spent |
| Fuel Surcharge Waiver | 1% waiver on transactions ₹500–₹4,000 (capped at ₹100/month) |
| Reward Redemption | Can be used for shopping, travel bookings, recharges |
| Interest-Free Period | Up to 50 days |
| Eligibility | Age 21–65, stable income, Indian resident (some issuances allow 18+) |
Why Choose the RBL Bank ShopRite Credit Card?
This card is a great choice for people who spend regularly on groceries, fuel, and daily essentials. With its high grocery reward rate and simple structure, it’s easy to understand, easy to use, and easy to save with.
Big rewards on groceries (20X points)
1% fuel surcharge waiver (max ₹100/month)
Use reward points to shop, recharge, and more
Low annual fee, waived on decent usage (₹1.5L/year)
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At PickMyWork, you can apply for the RBL ShopRite Credit Card in just a few taps
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Here’s how:
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It’s a great way to boost your income with no investment or prior experience.
Who Should Get This Card?
This card is ideal for:
- First-time credit card users
- Students or early professionals with monthly spends
- Freelancers, gig workers, or homemakers
- Anyone spending regularly on groceries and fuel
If you’re looking for a simple, budget-friendly credit card that gives tangible value for daily spending, this one’s for you.
FAQs About the RBL ShopRite Credit Card
Q1. What are the eligibility criteria for the ShopRite Credit Card?
Applicants must be Indian residents, aged 21–65 (some issuers allow 18+), with a stable income (salaried or self-employed).
Q2. What is the annual fee waiver condition?
The ₹500 annual fee is waived if you spend ₹1.5 lakh or more in the previous card membership year.
Q3. What’s included in the welcome bonus?
You get 2,000 reward points on completing your first eligible retail transaction within 30 days and paying the joining fee.
Q4. How does the fuel surcharge waiver work?
You get a 1% waiver on fuel surcharge on transactions between ₹500–₹4,000. The benefit is capped at ₹100 per month. Note: This is not cashback — it’s a refund of the surcharge amount.
Q5. Can I use the reward points for recharges or shopping?
Yes! Redeem points for shopping vouchers, bill payments, mobile/DTH recharges, and more via RBL’s rewards platform.
Q6. Is this a contactless (NFC-enabled) card?
Most RBL ShopRite cards are contactless-enabled, but availability can vary. Confirm this feature during issuance.
Q7. How do I check my reward points balance?
You can track and redeem your points via the RBL MyCard app, net banking, or by calling customer service.
Q8. Can I get the card if I’m new to credit (no CIBIL score)?
Yes, RBL may still approve your application based on income documents. It’s a good card for credit newbies.
Q9. What are the other Credit Cards options for me?
Check out all the credit cards here – Choose your credit card & fill your digital credit card application right away.
Turn Knowledge into Income with PickMyWork
Why stop at just using the card? Join thousands of PickMyWork agents earning by helping others apply for financial products — including the RBL ShopRite Credit Card.
- No investment
- No targets
- Earn per activation
- Work from home, anytime
The RBL Bank ShopRite Credit Card is a practical choice for smart spenders — especially if you shop frequently for groceries, use fuel, and want a card that gives back on essentials. With PickMyWork, you can earn from your knowledgeby sharing this opportunity with others.
💡 Apply now or become a PickMyWork agent today!
👉 Download the PickMyWork App to get started.
