For those who frequently hit the road, the HDFC Indian Oil Credit Card emerges as a standout choice, especially for fuel savings. This card, a result of the collaboration between HDFC Bank and Indian Oil Corporation Ltd (IOCL), offers a plethora of benefits specifically aimed at reducing your fuel expenses while providing additional rewards. Let’s dive into what makes the HDFC Indian Oil Credit Card a must-have for fuel spenders.

HDFC Indian Oil

Key Highlights of HDFC Indian Oil Credit Card

Feature CategoryDetails
Annual FeeRs. 500 (waiver on spending Rs. 50,000 in the previous year)
Fuel BenefitsUp to 50 liters of free fuel annually
Fuel PointsEarn 5% back as ‘Fuel Points’ on fuel spends at Indian Oil outlets
– Get up to 250 gasoline points in the first 6 months
Grocery and Bill PaymentsEarn up to 100 gasoline points every month
– Earn 1 gasoline point for every Rs. 150 spent on other purchases
Renewal BenefitsAnnual fee waiver on spends over Rs. 50,000
Fuel Surcharge Waiver1% surcharge waiver on fuel transactions

Why opt for HDFC Indian Oil Credit Card?

  1. Fuel Point Accrual: The card offers accelerated Fuel Points on spends at Indian Oil outlets, grocery stores, and on bill payments.
  2. Versatile Rewards: Apart from fuel, earn points on other categories, enhancing the overall utility of the card.
  3. Complimentary Membership: Enjoy the Indian Oil XTRAREWARDSTM Program membership.
  4. Renewal Fee Waiver: The annual fee gets waived off on reasonable yearly spending.

Eligibility Criteria and Documentation

Applicant TypeAge RangeIncome Requirement
Salaried21-60 yearsMinimum Rs. 10,000 per month
Self-Employed21-65 yearsITR > Rs. 6 lakh per annum

Documentation Required: ID proof, address proof, income proof (PAN card, Form 16, IT Returns)

Apply today and start fueling your savings journey! 🚗💳⛽

Who Should opt for this Card?

This card is ideal for you if:

  • You frequently refuel at Indian Oil outlets.
  • You want to earn rewards on your grocery and bill payments.
  • You are looking for a card with a reasonable annual fee and good fuel-related benefits.

The HDFC Indian Oil Credit Card is a boon for vehicle owners and frequent travelers. With benefits extending beyond just fuel transactions, it stands as a versatile credit card choice. If your lifestyle involves considerable spending on fuel, groceries, and bill payments, this card can offer substantial annual savings.

Similar Credit Cards

Credit Card NameFeatures
HDFC Bharat Cashback Credit Card5% cashback on fuel
Indian Oil Axis Bank Credit Card4% value back on fuel purchase

Other HDFC Bank Credit Cards

HDFC Diners BlackHDFC Tata Neu Infinity
HDFC Diners PrivilegeHDFC Bharat
HDFC MilleniaHDFC Regalia
HDFC Business MoneybackHDFC Shoppers Stop Black
HDFC Indian OilHDFC Tata Neu Plus
HDFC FreedomHDFC Moneyback Plus

Apply today and start fueling your savings journey! 🚗💳⛽

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